[Jewelry making - Article 01070] - Re: [Orchid] Security in Ireland

[Neil KilBane]

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Hi Will,

    Firstly may I wish you all the best in your upcoming plans to open a
    retail outlet in Ireland and secondly I hope the following will be
    helpful to you. 

    The bell issue is one that is usually forced on you by the Insurance
    Company as part of their requirements, you usually have to buzz the
    customer in and buzz them out when they are leaving, it is an
    inconvenience for both parties but as with all security systems it is
    there as a deterrent and as for the cameras they are usually another
    stipulation of the insurer, they now want lots of cameras and a
    multiplexer and time lapse 24hr video. 

>         An other question concerns the glass of the windows (and door).
>     Would anyone be so kind to give me a bit of information as to how I
>     can protect my jewellery decently well without getting into all
>     sorts of high-tech equipment? 

    Your insurance company will be the deciding factor on this, They
    will  give you the minimum they will require based on the value of
    stock that you intend to place in the window, both the highest valued
    single item and the total window stock value are taken into
    consideration. There is a point where you would have to move from 6mm
    plate glass to 11mm, would your window frame be able to cope with the
    extra weight/stress, would you be allowed to change the shop front? 

>     Information on insurances would be highly appreciated too.

    There are few companies offering policies to Jewellers in Ireland,
    most are UK based and are underwritten by Lloyds of London. The most
    common would be Nicholson White & Co. insure AT nicholsonwhite.com  and
    T.H. March, http://www.thmarch.co.uk 

    Insurance in general in Ireland is going through a bad time at the
    moment, last year my stock insurance went up 10% but my public
    liability went up 383% and this is with never having made a claim!!!
    Next review is in October and I am expecting another increase. But
    it's not just on businesses, motor insurance has gone up as has
    health insurance. 

Hope this is of help,
Neil KilBane.




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