[Jewelry making - Article 01535] - [Orchid] How to insure work in gallery

[LainieD]

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Hello all

    I've done my due diligence and searched the archives but haven't
    come up with what I need. 

    I am a partner in a gallery. I am the only jeweler and the others are
    reluctant to arm the store (I do have a safe where the goods are
    locked up every night), buy insurance for their artwork (they figure
    thieves don't steal paintings....at least, their paintings!) or, in
    short, have the gallery pay for my insurance. Rather than add to our
    general liability insurance policy, I'm wondering if there is a
    better way. My jewelry business is incorporated and I'm thinking of
    insuring through it. Since I would be vulnerable on the road, in the
    store, etc. I need to be insured for shoplifting and burglary. Though
    I've been in this business for over 40 years I have never carried
    insurance and I know my clock is ticking!!!.......although I'm hoping
    the 10K hit I took within weeks after the gallery opened will cover
    my theft Kharma for a while. I guess I'm picking your collective
    wonderful brains....who uses what for their insurance, should I join
    an association, etc. Any and all comments welcome. 

    I have learned so much here in the few months I have been a member
    thank you all. 

Lainie
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