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Re: [Orchid] Experience with USPS Money Order  
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From: Kim Paluch
Date: Thu Nov 29 03:38:23 2007
 
     
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    I know this has been debated from a rush job, so the rush is
    probably nearly over...but consider some of the wise words spoken. 

    In addition, find out WHY it's a rush. Other options: have it sent
    western union (good as cash on the receiving end) and take money off
    the 'handling' charge if there is one...or use this fee as the
    handling charge.) Have it sent from their bank to yours...we have an
    account that is savings account and it just contains whatever we're
    having sent electronically plus the $5 min. the bank has. The money
    is moved so they can't automatically un-do the charge and it's worked
    through the tellers. Use paypal. 

    Never send ANYTHING until everything is cleared and you have the
    money in your hand (or it's switched to an unreachable account). When
    the banks agree its free and clear you are generally safe, unless
    it's 'lost' in transit or damaged. (always send in a way that must be
    signed for, and insure it, or you're liable to lose out.) Because if
    you do send it off without that money in hand, you could be throwing
    out the value of your piece. You never know. And there is no way to
    prove that moneyorders are 'real and valid' by looking at them. We
    have great scanners. With them even my father (computer illiterate)
    could copy a bank money order, insert a watermark, etc., and with the
    right paper, no one would be the wiser. Not to mention stolen blanks
    from post offices, stores, banks, etc. that can also be used. 

    Just my careful .02 worth. I wish it were paranoia, but these things
    happen every day to lots of people...even careful people. If you want
    to be certain you receive your money, don't send until it's cleared. 

    I hate saying this, and have occasionally trusted in situations I
    ought not to have. Sometimes people have rewarded my faith in human
    nature by being honest. Sometimes I've reaped penalties, loss, theft,
    accusations of theft, loss, and 'switchery', and I still want to
    believe everyone. I just can't afford to. 

Kim
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