[Jewelry making - Article 00515] - Re: [Orchid] Insuring high end jewelry

[Michael David Sturlin]

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    The displaying venue should be the primary insurer of any consigned
    jewelry while it is in their possession. 

    Supplemental insurance is available to the artist through a
    craftsman insurance policy or a business insurance policy. 

    Jewelers Mutual offers this coverage, as do others. Many home owners
    insurance companies are becoming much more accommodating and
    competitive to the small business owner due the volume of home based
    business and residential art studios. Cost for the coverage is based
    on the value of the jewelry as well as the situation of the venue
    where it is displayed; safe, alarm, security practices, previous
    claims or losses, etc. 

    In the event of a loss the artist's insurance will generally only
    pay as a last resort, they will be expecting the displaying venue to
    be the first 

    responsible party. Any venue that does not provide insurance for all
    consigned work would be a very questionable situation to place your
    valuable jewelry in. 

Michael David Sturlin
www.goldcrochet.com
www.michaeldavidsturlin.com
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