[Jewelry making - Article 00657] - Re: [Orchid] Collecting credit card info

[R . E . Rourke]

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    yes Brenda even before identity theft was as rampant, or at least
    publicized, as it is now. 

    You must protect yourself, You are gathering information that you as
    a credit granting entity are entitled to collect..additionally you
    should write the issuer of the credit card down as well (orchard
    bank, wells fargo, whitney bank, etc). Also you must have recourse
    which without any of the info you described, you have zero.
    Ultimately, you may tell the buyer or if you simply want it in black
    and white have a small sign made that says "credit given with name
    address, telephone number and driver's license only. " the DL is to
    verify the person's information or identity. I agree with your bank
    as you must prevent chargebacks, without any prospect of getting your
    merchandise back, equally you may use the information to compile a
    mailing list of past purchasers that were clearly interested enough
    in your work to buy it and may appreciate some sale or seasonal
    marketing materials as long as you don't sell it ( in which case I
    believe you then should ask whether or not they would like to be
    included on your mailing list, and whether or not they would be
    interested in receiving third part offers from similar merchants, or
    however you care to disclose that the list may be sold). 

    If it is worth the risk to you to loose your time, show entry fee,
    transportation and per diem to attend, materials costs, studio
    overhead and miscellaneous costs that could arise if you have to try
    and collect on fraudulent cards, then you may let them bully you
    into giving you only their zip code. What they are doing is using the
    promise of money they do not posses to turn the suspicion from
    themselves to you... that is at least, not right,, you must be
    willing to sacrifice a sale over a person's indignance at being asked
    to supply you the information you require to complete the
    transaction. there are also a number of companies that will
    essentially lease or give you a machine to use for allowing them to
    process the cards. I don't however recommend that as you say for a
    few shows a year, particularly those outdoors with no facility for
    landlines or wireless . because they get a commission on top of the
    fee, or charge you a fee for each one verified by 

    the company through the larger org. like visa, MC or am ex. If you
    go to internet retailer magazine's website there are links to many of
    hte company's that loan you machines to use on site for free and for
    "membership"-avoid the membership ones as you pay too high a fee for
    a machine that is ultimately not yours feel free tocontact me if you
    need more info. 

R. E. Rourke

 
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