[Jewelry making - Article 00510] - Re: [Orchid] Advice on accepting credit cards

[Karen Seymour-Ells]

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>     that sounds like you don't get an approval code before you hand
>     over the merchndise. Is that correct? 

    I will add what I do, I use common sense and so far in 10 years of
    taking credit cards it's worked out OK. If someone buys my cheapest
    item at $38 I almost never call in the card until a slow time or that
    evening. I don't sell jewelry any more so it's not something they can
    take out and resell for a profit. I figure I can afford the risk of a
    $38 loss more than I can afford the risk of losing a $300 sale that
    might be out in the booth waiting for my help. 

    If someone "looks" scary and no...it's not about ethnicity or buys a
    high end piece I go ahead and run it while they are there. Sometimes
    after I get all the card information I can say "are you done
    shopping? why don't I go ahead and wrap this and process the credit
    card and you can pick it up on the way out so you don't have to carry
    it.) If they want to wait I typically just tell them I'm sorry it
    takes me a few minutes, being rather low-tech and all. I haven't ever
    had anyone act put out. After all, every store they shop in does it. 

    Karen (who's CC company suddenly started asking for zip-codes and
    security codes of cards this summer without prior notice)
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