[Jewelry making - Article 00496] - Re: [Orchid] Advice on accepting credit cards

[Cande Toner]

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    I purchased my card machine through our local bank where we have
    several accounts. They seemed to want to work with small businesses.
    It has a memory so at a busy show I just swipe the card and get one
    signed receipt and a customer receipt. No, I don't get the approval
    before the customer leaves with their merchandise. The only
    exception would be in the rare case a show gives me access to a phone
    line. I check ID and signature before the transaction is finished. I
    should probably also get a phone # and even Drivers License # for
    added safety but sometimes it is too busy. So far I have had no
    trouble, no declines or charge backs. Everything is approved and
    batched out when I get to a phone line. It's certainly not the ideal
    situation but I find it works best for me. I have seen many wireless
    terminals not getting signal so the vendor runs the transaction
    without the approval the same as I do. If you are in an area with
    better reception than here, it may well be worth the investment as
    one unapproved charge could make up the difference in the cost of the
    terminal. 

Cande
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