[Jewelry making - Article 00406] - Re: [Orchid] Advice on accepting credit cards

[Kathy Johnson]

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    Personally, I'd recommend getting your merchant account from the bank
    you use for your regular business account(s). 

    As for equipment.... several of my friends have and love the new
    Nurit machines. They print receipts and store all the transaction
    information in the machine. Then at the end of the day you plug into
    any phone line and it batch-processes all the transactions at once.
    It does not get authorizations on each transaction though, so I
    think you would have to call to get authorizations on risky sales. 

    I know two people who have the wireless machines, and they get cell
    signals at shows less than 50% of the time. Whatever service those
    machines run on seems to have a very weak signal. They usually end up
    having to run to the nearest door at indoor shows and stick the
    machine outside in order to process transactions. Even with that,
    sometimes the machines don't work. Hardly feasible to be running to
    and from the door while selling jewelry especially if you work alone.
    And IMO not worth the extra expense if the thing doesn't work when
    you need it to. 

    Personally, I haul around my CC terminal and hook up to phone lines
    if I get the opportunity at indoor shows. Dialing 1-800 numbers
    doesn't cost the venues anything, so most organizers I've worked
    with don't mind. The problem arises when the venue doesn't have phone
    lines available. Then I use an old-fashioned knuckle buster, and I
    get the customer's address and phone number when I imprint their
    card, Then I process everything when I get home or back to my motel
    room. I have been very fortunate, I've not had any cards refused
    doing it this way. I always have the option to call to get
    authorization on large sales if I'm uncomfortable with something
    about a transaction. 

Kathy Johnson
Feathered Gems Pet Jewelry
http://www.fgemz.com
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