[Jewelry making - Article 00028] - Re: [Orchid] Experiences with Paypal - good or bad

[Tracy Burlison]

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Hello Hans,

    I have been using Paypal for some time and have only good things to
    say about the service. Most of the paypal horror stories come from
    people not reading/understanding/following their rules. Most, not
    all. 

    I sell a good deal as well as buy on Ebay. Paypal allows sellers to
    take credit cards and increases sales for a nominal processing
    charge. Paypal protects buyers, giving them the power to refute sales
    for any reason. You take the good with the bad. 

    To set up a Paypal account, I'd reccomend you get a business bank
    account to "tie" it to. You'll also need a credit card to "tie" to
    the account. We use a dedicated business CC. These steps help protect
    your personal accounts and also make smart business sense. 

    You can withdraw your balance at any time by either sending the
    money directly to your bank account (free) or having PP cut you a
    check & mail it (small fee). We use the bank account method and it
    has been very reliable & easy to use/manage. 

    There are some very good discussions on Ebay's community page
    boards. Check them out and ask any questions you might have. Or feel
    free to e-mail me anytime. 

    There are a lot restrictions and jumping through hoops to protect
    yourself as a seller. For example, only certain countries have
    verified (confirmed) addresses. You must send a package insured,
    tracked, and to a confirmed address to be protected 100% by paypal.
    This standard is almost impossible to meet for various reasons. As a
    U.S. seller who ships worldwide, we oftentimes rely on a buyer's
    feedback and the value of the transaction as guides to wether we will
    or won't go the extra mile to meet the protection. 

    Most of our transactions are lower dollar -- $100 and under -- but
    we've never had any problems. 

Tracy
Tracy's Treasures
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