[Jewelry making - Article 01157] - Re: [Orchid] Insurance for artists and jewelers?

[Roseann Hanson]

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>         So, now I am quitting my job that has been providing me and my
>     husband with health insurance. Anyone out there have suggestions
>     for group insurance for artists and jewelers? 

Jennifer,

    Good luck, it's scary for sure. I had excellent luck with
    eHealthinsurance.com  for lots of choices. 

    It's been written up in most of the major daily newspapers and in
    Time magazine; it's not a fly-by-night internet scam. They have been
    excellent in customer service. 

    It's just me and my husband, and we chose a high-deductible plan
    ($5K) with a Health Savings Account - so I pay $200 a month for the
    premium and I put at least $1-200 a month into the H S A, which rolls
    over every year now and when I reach 55, can be converted to an IRA.
    All the funds in the H S A are tax-deferred; you only pay tax on what
    you disperse. 

    This works for us as we're very healthy and only visit doctors 1x a
    year or so. I like it 'cause I get to keep my own money; if something
    big happens, I have the deductible amount in the H S A but if I don't
    need it, it accrues bigtime. Nice to know some insurance schmuck
    isn't getting his third home in Antigua on my dime. 

Roseann

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