[Jewelry making - Article 00537] - Re: [Orchid] Refund Dilemma

[jmfuja]

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Cindy,

    My understanding is that the agreement you signed with your credit
    card processing agent requires you to refund only by the same means
    that you accepted payment, in this case to the same card that paid
    you the deposit. Is this likely to cause you any problems?  Only if
    the original cardholder gets wind of what is taking place and files a
    complaint with her credit card company.  You then may be required to
    pay the same deposit twice, or risk being in violation of your
    agreement. 

    I am not sure if there are laws involved in this type of
    transaction, which likely will vary from state to state, however it
    may be worth paying a small fee to consult an attorney to make sure
    you are on solid ground. 

Jon Michael Fuja

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