[Jewelry making - Article 00210] - Re: [Orchid] Merchant Account/Credit Cards

[Betty Jane Leeper]

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    We use a merchant service provided through mcvisa.com.  I paid an
    initial $100 fee, which wasn't collected until the first $100 in
    sales was recorded. We have a flat discount rate of approx 3.5%, no
    additional fees nor monthly statement fee. I use my cell phone to
    call in the transaction on the spot and get the confirmation number
    before the customer leaves. The money hits my account within two
    business days. I also have a very low volume, so this scenario works
    for me. There is no contract, however, if I decide that I want to
    upgrade my service to a swipe system, I can do so without any
    additional deposit or fees, and my discount rate will be lowered at
    that time as well. 

    So far, so good... 

Betty
www.thecyrusco.com


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