[Jewelry making - Article 00087] - Re: [Orchid] Merchant Account/Credit Cards

[LSHancock]

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    I don't think there is any credit card contract that isn't long. 
    Your dealing with some of the largest businesses in the world here. 
    They're going to protect themselves.  They'll probably want to check
    out your credit record, but that is as tough as it gets.  If you are
    looking for a contract with few fees or transaction costs you will
    have to do your research.  Personally I just go through my bank. 
    Since I set up a business account since they offer a lot of other
    services in conjunction with that.  It costs $15 a month if I don't
    have sales where the commission reaches that amount and the
    commission rate is around 3%.  I have the old knuckle buster style
    machine and call in every transaction on the spot with my cell
    phone.  I have had sales from $45 to $8,000 with (knock on wood) no
    problems yet.  I'd love to go to a wireless system with a lower
    rate, but my sales numbers just don't justify the added expense or
    qualify me for a lower rate, so for now I'm satisfied.  Good luck
    and go for it, credit card acceptance makes a world of difference
    and as long as you don't get locked into a service for a specific
    period of time, you can always change services if you find a better
    company. 

Larry


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