[Jewelry making - Article 00960] - Re: [Orchid] How do you deal with high value stones?

[Jack]

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    Hi, Check with your insurance and read the small print. In the UK it
    is not unsual to find (often too late!) that a jeweler is covered if
    something is stolen or there is an accident - ie he/she drops the
    emerald on the floor and treads on it and cracks the stone - but
    there is no cover if the damage is the result of working processes -
    ie he/she presses a prong down too hard and cracks the stone. 

    You can of course stick in various disclaimers when you accept the
    job (and ensure the customer agrees to them in writing) but this can
    scare off customers and you would still often be liable if there was
    any hint of negligence (which a court might see as including lack of
    experience doing such work). 

    Good luck Jack Ogden 


    Irrelevant historical aside: 

    The whole problem of a 'poor' jeweler's liabilities when working on
    expensive objects is not new. A contract survives dated 13th April
    AD 588 in which a sub-contracting goldsmith Aurelius Serenus agreed
    to work for the goldsmith Theodorus in the city of Oxyrhynchus in
    Egypt. The contract notes that he was to work without 'blame or
    hesitation or condemnation'. My guess is that this relates to a
    passage in Roman Law where it is noted that contracts for craftsmen
    working fragile or otherwise potentially problematic materials, could
    expressly exclude liability. 

    Hope Aurelius Serenus' contract worked out - reading the small print
    wasn't an option for him, he is described as 'illiterate' (so even
    if Orchid had been around then ...) 



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