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Re: [Orchid] New Years to do list  
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From: Judy Willingham
Date: Mon Jan 06 09:08:14 2003
 
     
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    Hello Orchidland, 	I will second David Geller's "New Years to do
    list" - especially the part about planning for retirement!!  DO NOT,
    I repeat, do not plan on selling your business to fund your
    retirement.  Read on. 

    	After 18 years of operation, my husband decided to sell his small
    business (about two years ago).  He owns a convenience store, with
    bait and tackle and rental units on about 3 acres near a great
    recreation lake in Kansas.  Initially, there was serious interest
    from at least two people... until 9/11.  After that date, no one was
    ready to embark on owning a small business in uncertain times.  As it
    stands now, he closed the business and is going to auction the real
    estate (land and buildings/improvements).  It has value, but not what
    an operating business has. 

    	There you go.  A real life example.  David says to invest in some
    sort of retirement plan - he's very correct.  If you do get something
    from selling your business in the future, consider that lucky money.
    	With that thought in mind, a happy New Year to everyone from Judy in
    Kansas 

    Judy M. Willingham, R.S. Biological and Agricultural Engineering 237
    Seaton Hall Kansas State University Manhattan  KS  66506 (785) 532-
2936  

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